Capital One
Capital One Venture X Rewards Credit Card
Reward rate: 10x hotels & cars via Capital One Travel • 5x flights • 2x everything else
Annual fee
$395
Welcome bonus
$300 annual travel credit + 10,000 anniversary miles
Min. credit
Excellent
APR profile
24.49%–31.49% variable APR
Pros
- ✓Premium flat 2x base earning keeps value high beyond travel purchases
- ✓$300 annual travel credit offsets much of the fee for active travelers
- ✓10,000 anniversary miles add predictable yearly value
Cons
- ✗$395 annual fee requires real travel usage to justify
- ✗Best bonus rates depend on booking through Capital One Travel
- ✗Excellent-credit approval bar is stricter than mainstream rewards cards
Beta Notice
Direct applications are coming soon. Please visit Capital One's official site to apply today.